Life Insurance, Simplified for North Carolina.

Compare top-rated carriers online with zero pressure. Get the protection your family deserves, on your terms. Your pace, your privacy.

NO Spam Calls. Ever. That's our promise.

See Our Simple 3-Step Process

Compare rates and get covered in under 20 minutes.

A senior couple in North Carolina smiling and feeling secure after learning about the simple 3-step process to get life insurance from YourFEX.com.

The YourFEX Difference

Clarity. Choice. Control.

Compare with Clarity

Instantly see personalized quotes from dozens of A-rated carriers side-by-side. Our platform provides just the information you need—no hidden fees, no single-insurer bias—to make the best choice for your family.

Your Pace, Your Privacy

Explore options, save your progress, and apply only when you're ready. Your personal information is never sold or used for unsolicited sales calls. You are in complete control. Read our full Privacy Promise.

Fast, Expert-Guided Process

Why wait weeks? Many of our partner carriers offer no-medical-exam policies with the potential for instant approval. Our streamlined process, guided by licensed insurance expertise, helps you secure your family’s future quickly and conveniently.

Founder of yourfex.com, Richard Moore

Built From Experience, For North Carolina

I built the platform I wished I had during my own frustrating search for insurance. A place with absolutely no pressure, complete privacy, and total control. Our no-spam promise isn’t a marketing gimmick; it’s our foundation.

Richard Moore

Founder of YourFEX.com

Winston-Salem Native 

License # 20653290

Not Sure Where to Start?

We make it Easy

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Get real-time quotes from 30+ top carriers in minutes—no spam, no pressure.

Understand Your Options

Our unbiased guide explains Term, Permanent, and Final Expense insurance in plain English.

Calculate Coverage

Use our free tool to estimate how much coverage your family truly needs.

Hear From Your NC Neighbors

“After being denied twice by other carriers for having diabetes, YourFEX helped me get a permanent policy at a rate much lower than I expected. I’m so grateful.”

5/5

Shelly M.

High Point, NC

“I was diagnosed with cancer just 3 months after starting my policy. I was shocked I could accelerate my death benefit to pay off my mortgage and cover living expenses while I recovered.”

5/5

Jeff C.

King, NC

“I got coverage for myself and my kids online in less than 20 minutes! A term policy with living benefits at that. It was exactly the peace of mind I needed, without the hassle.”

5/5

Jacob L.

Greensboro, NC

Ready to Find Your Best Rate?​

Get your free, no-obligation quotes in seconds. See your real rates with no spam and no pressure. Your journey to peace of mind starts here.

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